Are family members also entitled to medical benefits under ESI?
Are family members also entitled to medical benefits under ESI?
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Yes, family members of an insured person under the Employees’ State Insurance (ESI) scheme in India are entitled to medical benefits. The ESI scheme extends coverage to the insured person’s family, providing them access to medical facilities and healthcare services. Family members covered under the ESI scheme typically include:
Family members are entitled to the same medical benefits as the insured person, including outpatient and inpatient medical treatment, specialist consultations, maternity benefits, and other healthcare services. The ESI scheme aims to provide comprehensive healthcare coverage to both the insured person and their family members.
It’s important to note that the coverage of family members is contingent on the insured person being currently covered under the ESI scheme. Additionally, the specific details of coverage, eligibility criteria, and benefits may be subject to updates or changes, and individuals are encouraged to refer to the latest guidelines provided by the Employees’ State Insurance Corporation (ESIC).